I/we promise that everything I have stated in this application is correct to the best of my knowledge. If there are any important changes, I/we will notify the credit union in writing immediately. I authorize the credit union to obtain credit reports in connection with this application for credit and any update, renewal or extension of the credit received. I understand that the Credit Union will rely on the information in this application and my credit report to make its decision. If I request, the Credit Union will tell me the name and address of any credit bureau from which it received a credit report on me. I/we agree that my/our account will be subject to the terms and conditions of all applicable Agreement and Disclosure statements that will accompany my loan payout when issued; and that a photo copy or facsimile of this application shall be as binding as the original.

By submitting this application electronically, I/we agree to the same terms that apply to a signed application. If there is a co-applicant on this loan, that co-applicant has authorized the submission of this application. This electronic submission qualifies as my/our signature.

It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.